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Building an
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Using WorldPay
with our Shopping Cart

Background

WorldPay are part of the fifth largest banking organisation in the world, the Royal Bank of Scotland, who as owners of NatWest were also responsible for FastPay.

Worldpay Merchant Account and our Shopping Cart
A Worldpay merchant account is compatible with the shop 3 version of our Worldpay Shopping Cart which allows you to accept secure payments using credit and debit cards on your website.

As well as internet payments using our program, you can also accept credit card orders by telephone, fax and post.

Credit cards accepted
include Visa, Mastercard, Diners, American Express and JCB. As well as country specific payment schemes such as Maestro, Laser and Electron. All in a choice of languages and currencies.

Internet Merchants Accounts
are required to accept credit cards online. Standard merchant accounts from your bank are not valid for online trading. WorldPay can provide an Internet Merchant account for use by their customers.

WorldDirect - Internet Merchant Account and Payment Processing.
This service is aimed at new and start up businesses and provides the following:-

Accept credit card and debit cards.
Support for multiple currencies.
Secure Transactions.
Shopping Cart Integration for most online stores.
Online Management System to process transactions.

They have an acceptance rate of over 90%, and merchants can start using their Internet payment facilities in little as a week, once their application as been processed.

BankDirect - Payment Processing
For those that already have an Internet Merchant Account from their bank, Worldpay offer BankDirect. This offers the same facilities as WorldDirect at reduced rate.

WorldAccess - Phone and Fax Orders
with both World and BankDirect, you can also accept Telephone and fax orders using the optional WorldAccess. You means you can trade directly from your website without building a shopping cart.

All of WorldPay services provide the following:-

Enhanced security.  Only the processing bank views the credit card details.  All transactions are handled by the Worldpay Secure Server.

Payments are made directly to the bank account of the merchant.

You have the option of handling transactions pre-auth which means you do not have the process the credit card until you dispatch the goods.

All of  the html code needed to integrate with WorldPay is generated by our shopping cart.

WorldPay Pricing
and details for the US, Canada and the United Kindom for customers with and without an Internet Merchant Account.